Bank Holidays in July, 2022: Many bank holidays are regional and may differ from state to state. Please check the list of bank holidays in your city before visiting the branch
Bank Holidays in July: The month of July has already started and we have crossed the first half of the month, where several bank holidays across the private and public sector have been implemented. Lenders across all public and private sectors in India are seeing a new set of bank holidays in July. The Reserve Bank of India, or the RBI, has already put out a list for bank holidays in July 2022. The central bank prepares a monthly list of bank holidays at the beginning of each year, according to which lenders of specific regions remain closed. As per that calendar, there are six bank holidays out of the 15 remaining days in July.
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It must be noted that many bank holidays are regional and may differ from state to state and bank to bank. There were 14 bank holidays in July, eight of which -have been used up. However, some bank holidays are region-specific. For example, July 16 is a bank holiday in Dehradun, but banks across the other parts of the country are open on the day.
The Reserve Bank fixes the bank holidays each year under three categories, including the Negotiable Instruments Act, Holiday, Real Time Gross Settlement Holiday and Banks’ Closing of Accounts. Among these, the ‘Holiday under Negotiable Instruments Act’ categorisation sees the highest number of holidays. However, bank holidays are not uniform across the country under this act. Eight of the bank holidays in July fall under the Negotiable Instruments Act, while the remaining are weekend leaves where all banks in India will be closed. Branches of all public sector, private sector, foreign banks, cooperative banks and regional banks remain shut on notified holidays by the RBI.
There are six bank holidays still left for the remaining 15 days of month of July. Check them out below.
HERE IS THE FULL LIST OF BANK HOLIDAYS IN JULY 2022 AS PER THE RBI LIST (STARTING FROM JULY 1, 2022)
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List of Leaves as per the Holiday Under Negotiable Instruments Act:
July 1: Kang (Rathajatra)/ Ratha Yatra — Bhubaneshawar
July 7: Kharchi Puja — Agartala
July 9: ld-Ul-Ad’ha (Bakrid) — Kochi, Thiruvananthapuram; Banks will also be shut across the country as this is the second Saturday of the month
July 11: Eid-ul-Azha — Srinagar, Jammu
July 13: Bhanu Jayanti — Gangtok
July 14: Beh Dienkhlam — Shillong
July 16: Harela — Dehradun
July 26: Ker Puja — Agartala
Apart from this, there are seven weekend leaves, including the one clashing with Bakrid, where banks will be closed all across the country. These are mentioned below
List of Weekend Leaves
July 3: First Sunday
July 9: Second Saturday + Bakrid
July 10: Second Sunday
July 17: Third Sunday
July 23: Fourth Saturday
July 24: Fourth Sunday
July 31: Fifth Sunday
Thus, if you have any bank related work, you must contact your local branch to confirm the bank holidays in July this year as per your region to avoid any hassle.
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