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Digital Life Certificate for Pensioners – Ways to apply for and get a Jeevan Praman Patra

Jeevan Pramaan is a biometric enabled digital service for pensioners of Central Government, State Government or any other Government organization.

There are more than one crore pensioners of the Central Government, various State and UT Governments and other government agencies. This includes pensioners from the various public sector enterprises, along with the Army and Defence Personnel drawing pension.

All those receiving government pension, it is mandatory to submit the annual life certificate, or Jeevan Pramaan Patra, by November 30 every year, to the authorized pension disbursing agencies like Banks, Post offices etc., following which their pension is credited to their account. In order to get this life certificate the individual drawing the pension is required to either personally present oneself before the Pension Disbursing Agency or have the Life Certificate issued by authority where they have served earlier and have it delivered to the disbursing agency.

Read More: Life Certificate: These pensioners won’t have to submit a life certificate in November, check details

There are three basic components of the Jeevan Pramaan /Digital Life Certificate:

A. The Pension Sanctioning Authority (PSAs) It is the authority which approves and sanctions the pension of an individual. The Pension is to be delivered in the Pension Account specified in the Pension Payment Order (PPO).

B. The Pension Disbursing Agency (PDAs) The Pension Disbursing Agencies process the DLC of the pensioners. The PDAs can register on the Jeevan Pramaan Portal to access the Life Certificates on-line. This account sign up facility has been created for the PDAs (Banks, Post Office etc), to process pension orders. The Agencies can securely login to view/ download a PDF copy of DLC of Pensioner for processing.

C. The Pensioners: The JP uses the Aadhaar platform for biometric authentication of the pensioner. For the DLC generation the pensioners needs to have Internet Connectivity, a biometric device (list of supported devices is given on the JP portal) and JP Windows/Android Client Application Software for PC/Mobile/tablet which can be downloaded from the Jeevan Pramaan portal: https://jeevanpramaan.gov.in/ 2 3. Pre-Requisites for Digital Life Certificate.

Read More: Digital Life Certificate: Why your Jeevan Pramaan Patra may get rejected at bank level

How to get your Jeevan Pramaan Patra?

Jeevan Pramaan uses the Aadhaar platform for biometric authentication of the pensioner. A successful authentication generates the Digital Life Certificate which gets stored in the Life Certificate Repository. The Pension Disbursing Agencies can access the certificate on-line.

Pre-Requisites to generate Digital Life Certificate:-

i) The pensioner must have a Aadhaar number

ii) The pensioner must have an existing mobile number

iii) Registration of the Aadhaar number with Pension Disbursing Agency ( bank Post Office etc) should have been done already

iv) Biometric device (list of supported devices is given on the JP portal) v) PC with Windows 7.0 & above Android Mobile/Tablet 4.0 & above

vi) Internet Connectivity

Generation of Digital Life Certificate – Where & How the Pensioners can either generate DLC themselves or let others do it for them.

The Pensioner can register and get a JP/DLC done at the below places:

i) Pensioner can download the JP application (Generate DLC themselves) from the JP Portal https://jeevanpramaan.gov.in/app/download & install client application on android based smart Phone/tablet or Windows PC/Laptop for DLC generation.

ii) Pensioner can visit any nearest Centre (having facilities for digital services) like the Citizen Service Centre (CSC), the Government Office /Banks designated for generating the DLCs and get themselves registered online using their services. Pensioner might have to pay nominally for this). The All-India List of such CSCs (name & address) in various States across India is posted on JP portal at:

The Two Step process with Client Application for the Online DLC: The Pensioner can download the Jeevan Pramaan Windows & Android client software from the portal. The client software will take care of registration for the life certificate, for authentication it will use the Aadhaar Biometric Authentication platform. To download the application, the pensioner has to provide their e-mail in the online form available at https://jeevanpramaan.gov.in/app/download.

This link will be made available after submitting the e-mail address. The pensioner or the operator needs download the client application as per their requirement.

Generation of DLC using the Client Application Software (the registration and generation of Jeevan Pramaan) gets done in two basic steps:

Operator Authentication /Device Registration It is required to authenticate /register the biometric device (this one time only for a particular biometric device whether it’s the agencies doing the DLC generation or it is 3 being done by the pensioners herself/himself). The operator / pensioner provide Aadhaar Number and a Mobile number and receive an OTP which is provided in the online application form/ software module for registration.

On entering correct OTP, below screen shall be presented. Provide Name & Email ID and click ‘Scan Finger’. Scan finger-print on finger-print scanner or scan Iris (Eye) on Iris Scanner connected to PC/mobile/tab. once the finger-print/Iris is authenticated, the system displays ‘Device Registration successful’ message on the screen as shown in the screen below. Click on OK.

On clicking OK, Pensioner Authentication Screen appears. Pensioner now has to move to the Next step 2 -For Pensioner Authentication. 5.2 Authentication and Certificate Generation The pensioner data Aadhaar Number and Mobile number is to be entered in the online application form after which the pensioner receives an OTP.

The pensioner has to enter the OTP and click OK.

If correct OTP is entered, following screen is presented and you need to enter mandatory information like Pensioner Name, PPO Number, Type of pension, name of Sanctioning Authority, Disbursing Agency, email and Bank Account number etc. Select Remarried options, Re-Employed Options.

Once the Finger Print/Iris Authentication is successful, the life certificate of the pensioner is displayed as shown below and an SMS acknowledgement is sent to the pensioner’s mobile number. This sms has Jeevan Pramaan Certificate ID. The generated certificates or DLCs are stored in the Life Certificate

Electronic Delivery of DLC Once the certificate is generated, the Pramaan ID is sent in a sms to the pensioner for further use (print). The Digital Life Certificate or the Jeevan Pramaan can also be electronically delivered to the Pension Disbursing Agencies. The PDAs can access and view the Life Certificate on the Jeevan Pramaan website and also download the same The PDAs can get in touch with Jeevan Pramaan team, to enable the e-delivery facility as well as for login access. 7. Pensioner Access to the JP/DLC The Pensioner can have the DLC available not only at the time of DLC generation but the can also download a PDF copy of the generated digital certificate from Jeevan Pramaan website(https://jeevanpramaan.gov.in/) by using the generated Jeevan Pramaan ID or Aadhaar number. The Jeevan Pramaan /Digital Life Certificate application is simple and easy to implement and leaves out the difficulties which the pensioners face in production of life certificates every year. It also reduces the chances of wrongful disbursal of pension.

Repository and is available anytime & anywhere for use by pensioner & Pension Disbursing Agency.

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