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Mutual Fund SIP: How much time and money it will take to get Rs 5 crore

Experts say that the key to getting the most from Mutual Fund SIP is to remain invested in a good fund for a long time.

Mutual Fund SIP is considered as one of the most effecient ways of accumulating wealth over a long period of time. Experts say that the key to getting the most from Mutual Fund SIP is to remain invested in a good fund for a long time. While selecting a good fund depends on various factors, for which you should take profession advice, this article looks at how long it will take to accumulate Rs 5 crore from SIP (assuming 12% annualised returns)

Rs 5 Crore With SIP

Rs 10,000 SIP: It would take 32 years and 11 months to get Rs 5 crore by investing Rs 10,000 in a Mutual Fund SIP plan, provided you get an annual return of 12%.

Rs 20,000 SIP: It would take 27 years and 3 months to get Rs 5 crore by investing Rs 20,000 in a Mutual Fund SIP plan, provided you get an annual return of 12%.

Rs 25,000 SIP: It would take 25 years and 6 months to get Rs 5 crore by investing Rs 25,000 in a Mutual Fund SIP plan, provided you get an annual return of 12%.

Source: Funds India Wealth Conversations January 2023

Rs 30,000 SIP: It would take 24 years to get Rs 5 crore by investing Rs 30,000 in a Mutual Fund SIP plan, provided you get an annual return of 12%.

Rs 40,000 SIP: It would take 21 years and 9 months to get Rs 5 crore by investing Rs 40,000 in a Mutual Fund SIP plan, provided you get an annual return of 12%.

Rs 50,000 SIP: It would take 20 years and 1 month to get Rs 5 crore by investing Rs 50,000 in a Mutual Fund SIP plan, provided you get an annual return of 12%.

Rs 75,000 SIP: It would take 17 years to get Rs 5 crore by investing Rs 75,000 in a Mutual Fund SIP plan, provided you get an annual return of 12%.

Rs 1 lakh SIP: It would take 15 years to reach Rs 5 crore by investing Rs 1 lakh in a Mutual Fund SIP plan, provided you get an annual return of 12%.

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Rs 5 crore with 5% annual increase in SIP

Rs 10,000 SIP: It would take 29 years and 8 months to get Rs 5 crore by investing Rs 10,000 in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

Rs 20,000 SIP: It would take 24 years and 4 months to get Rs 5 crore by investing Rs 20,000 in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

Source: Funds India Wealth Conversations January 2023

Rs 25,000 SIP: It would take 22 years and 9 months to get Rs 5 crore by investing Rs 25,000 in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

Rs 30,000 SIP: It would take 21 years and 5 months to get Rs 5 crore by investing Rs 30,000 in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

Rs 40,000 SIP: It would take 19 years and 5 month to get Rs 5 crore by investing Rs 40,000 in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

Rs 50,000 SIP: It would take 17 years and 5 months to get Rs 5 crore by investing Rs 50,000 in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

Rs 75,000 SIP: It would take 15 years and 2 months to get Rs 5 crore by investing Rs 75,000 in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

Rs 1 lakh SIP: It would take 13 years and 8 months to get Rs 5 crore by investing Rs 1 lakh in a Mutual Fund with 5% annual increase in SIP if the annual return of 12%.

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Rs 5 crore with 10% annual increase in SIP

Rs 10,000 SIP: It would take 26 years and 1 month to get Rs 5 crore by investing Rs 10,000 in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

Rs 20,000 SIP: It would take 21 years and 6 months to get Rs 5 crore by investing Rs 20,000 in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

Rs 25,000 SIP: It would take 20 years and 1 month to get Rs 5 crore by investing Rs 25,000 in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

Source: Funds India Wealth Conversations January 2023

Rs 30,000 SIP: It would take 18 years and 11 months to get Rs 5 crore by investing Rs 30,000 in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

Rs 40,000 SIP: It would take 17 years and 2 month to get Rs 5 crore by investing Rs 40,000 in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

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Rs 50,000 SIP: It would take 15 years and 10 months to get Rs 5 crore by investing Rs 50,000 in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

Rs 75,000 SIP: It would take 13 years and 7 months to get Rs 5 crore by investing Rs 75,000 in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

Rs 1 lakh SIP: It would take 12 years to get Rs 5 crore by investing Rs 1 lakh in a Mutual Fund with 10% annual increase in SIP if the annual return of 12%.

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